Protect Your Investment Properties with 1859 Mutual's Landlord/Dwelling Insurance.

Owning rental properties can be a profitable venture but comes with risks. 1859 Mutual's Landlord/Dwelling Insurance provides comprehensive coverage for non-owner occupied properties, ensuring your investment is protected against potential losses. Whether you own residential rental properties or farmland, our policies offer the flexibility and protection you need.

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Protect Your Investment Properties with 1859 Mutual's Landlord/Dwelling Insurance.

landlord/dwelling coverage

What Does Our Landlord/Dwelling Insurance Cover?

Our Landlord/Dwelling Insurance is designed specifically for rental properties and typically includes the following:

Dwelling Coverage

Protects the physical structure of your rental property against damage from perils such as fire, storm, or vandalism.†

Liability Protection

Covers you if a tenant or visitor is injured on your property, including legal defense costs and any settlements or judgments.†

Loss of Rental Income

Reimburses you for lost rental income if your property becomes uninhabitable due to a covered loss.†

Optional Coverages

Additional options include coverage for outbuildings, equipment, and landlord furnishings.†

†Policy Terms and Conditions apply

What we offer

Why Choose 1859 Mutual
for Your Landlord/Dwelling Insurance?

Protecting Your Investment with Confidence: Discover how our commitment to excellence, community, and long-term stability helps safeguard your rental property with coverage designed to meet the unique needs of landlords.

Standalone Policy

Unlike many insurers, 1859 Mutual allows you to insure your rental property without requiring personal property coverage, offering unmatched flexibility.

Comprehensive Protection

Our policies are designed to cover the unique risks associated with rental properties, providing peace of mind for landlords.

Competitive Pricing

We offer robust coverage at competitive rates, helping protect your investment without breaking the bank.

Get a Landlord/Dwelling Insurance Quote Today

Protect your rental properties with 1859 Mutual's Landlord/Dwelling Insurance. Contact us today to request a quote and learn more about how we can help secure your investment properties.

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