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1859 Mutual Homeowners Insurance
1859 Mutual Homeowners Insurance

Protect Your Property with Comprehensive Homeowners Insurance.

Owning a home is one of life's most significant investments, and protecting it is crucial. Our Homeowners Insurance provides essential coverage for your unique needs, ensuring your home is protected against calamity.

homeowners coverage

What Does Our Homeowners Insurance Cover?
At 1859 Mutual, we provide one of the most comprehensive standard coverage packages in the industry, ensuring your home is protected with robust and reliable coverage. Our Homeowners Policy typically includes:

Dwelling and Structures

Covers the cost to repair or rebuild your home and any attached structures after damage from covered perils like fire, wind, or hail.†

Liability Protection

Provides financial protection if someone is injured on your property or if you cause damage to someone else's property.†

Personal Property

Ensures your belongings are protected against theft, damage, or loss, both inside and outside your home.†

Additional Living Expenses

Covers the cost of living elsewhere if your home becomes uninhabitable due to a covered loss.†
†Policy Terms and Conditions apply
Why Choose 1859 Mutual?

What we offer

Why Choose 1859 Mutual
for Your Homeowners Insurance?
Protecting What Matters Most: Discover how our dedication to excellence, community, and stability ensures your home is safeguarded with comprehensive coverage tailored to your needs.

Local Service

1859 Mutual works exclusively with local independent insurance agents throughout the State of Ohio.

Local Expertise

With deep roots in Ohio and only serving Ohioans, we understand the unique risks homeowners face in our state and offer solutions tailored to your local needs.

Affordability

We combine comprehensive protection with competitive pricing, making securing quality coverage within your budget easy.

Get a Homeowners Insurance Quote Today

Protect your home and your future with 1859 Mutual. Contact us today to get a personalized homeowners insurance quote and find out how we can help you safeguard your most valuable asset.