Submit a Claim

Here When It Matters Most

When storm or accident strikes, you are not alone. 1859 Mutual's claims team responds fast and treats you like a neighbor, not a number, because as a policyholder-owned mutual we answer to you, not to shareholders.

Complete the form below to start your claim. A local adjuster will follow up to review your loss, walk you through your coverage, and explain each step so you always know what comes next.

Whether it is wind, hail, fire, or water damage, we are built to respond quickly and fairly, backed by the financial strength behind every policy. It is the same commitment we have kept for Ohio homeowners and property owners since 1859.

Before you begin, have ready:

Your policy number
The date and cause of the loss
A brief description of the damage
Photos of the damage, if you have them

An 1859 Mutual adjuster and a homeowner inspecting storm damage at an Ohio home

SUBMIT A CLAIM

INSURED NAME

First Name *

Last Name *

INSURED ADDRESS

Address *

Address 2

City *

State *

Zip *

INSURED CONTACT

Primary Phone *

Secondary Phone

Email *

AGENT NAME

First Name *

Last Name *

Policy Number

Date / Time of Loss *

LOCATION OF LOSS

Address *

Address 2

City *

State *

Zip *

Reported to Police or Fire Department? *

Type of Loss *

Describe the Loss Below *

Mortgagee on Property Where Loss Occurred? *

Other Insurance Covering the Property? *

Other Remarks (Optional)

REPORTED BY

First Name *

Last Name *

CONTACT NAME

First Name *

Last Name *

Daytime Phone *

Relationship to Insured

FRAUD NOTICE

Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud.

Authorized Request

By checking this box, I hereby certify that I have the authority to make this request by being the insured or an authorized representative of the insured.

Signature *

DISCLAIMER: This claim will be reviewed and contact will be made as soon as possible on the next regular business day following receipt of this notice. We may not receive this claim promptly if the report is being completed after hours or on weekends or holidays. This reporting capability is solely for the convenience of filing a claim after hours or when it is not feasible to contact your agent during normal business hours.

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