farmowners coverage
What Does Our Farmowners Insurance Cover?
1859 Mutual's Farmowners insurance is built for Ohio farms, placed through your local independent agent. Coverage typically includes:
†Policy Terms and Conditions apply
What we offer
Why Ohio Farm Owners Choose 1859 Mutual
1859 Mutual has protected Ohio families and the farms they work since 1859. As a mutual, our policyholders come first, not shareholders. We're Demotech "A, Exceptional" rated, and we work only through local independent agents who know farm country in your community.
Frequently Asked Questions
What does Farmowners insurance cover in Ohio?
Farmowners insurance covers the farm dwelling, outbuildings such as barns and machine sheds, farm personal property and equipment, and the liability of a working farm, under one policy. 1859 Mutual writes Farmowners coverage for Ohio farms through appointed independent agents.
How is Farmowners insurance different from homeowners insurance?
A homeowners policy covers a residence and its contents. Farmowners insurance adds the structures and property a farm depends on, from barns and outbuildings to equipment, along with farm liability, so the home and the operation are both protected.
Does 1859 Mutual write hard-to-place farm risks?
1859 Mutual has a genuine appetite for hard-to-place farm and dwelling risks that fit our underwriting discipline. Coverage is placed through a local independent agent.