Become an Appointed Agent with 1859 Mutual
The company that still has people.
1859 Mutual has written Ohio property insurance since 1859. We're a mutual, owned by our policyholders, and we sell only through appointed independent agencies. Our home office is in Woodville, Ohio.
"We want to be known as the company that still has people. When you call us, a person answers the phone, during business hours. We don't use remote, offsite or overseas staff. We're a company by Ohioans, for Ohioans."
For your agency, that means a dependable market and a carrier you can reach. Our agents enjoy:
- Competitive homeowners, landlord/dwelling, and farmowners products
- Reliable admitted paper for hard-to-market standalone homeowners risks
- Responsive, personalized underwriting support from a local team
- A performance-driven contingency program that rewards long-term growth
- Fast, fair claims handling that protects your client relationships
- The backing of a financially strong, Demotech "A, Exceptional" rated mutual
Our appetite
Our Appetite Summary has the detail. It comes to you as soon as you send the form.
Good homes and the hard ones
We belong on your depth chart, not your bench. Bring us your good, everyday homes and the ones a standard carrier's box turns away. Got something unusual on your desk? Tell us about it in the form. A person here reads every inquiry.
Is 1859 a fit for your agency?
We work best with independent Ohio agencies that write personal lines property and want a carrier relationship with real people behind it. If that sounds like you, the form below takes about five minutes.
What happens next
- Send the form. About five minutes. No documents needed.
- Get our One-Pager and Appetite Summary right away.
- We review every inquiry, and we'll be in touch.
- Get to know each other in one or two meetings. We visit every new agency in person before appointment.
- Talk through the relationship: the agreement and compensation.
- Train your staff on-site about a week after signing, with a follow-up training at 30 days.
Get started
Questions agencies ask
Is there a production minimum or a commitment?
No. 1859 has no minimum premium for an agency.
How strong is 1859 financially?
Demotech rates 1859 Mutual "A, Exceptional." Our Financial Stability page has more, and we'll walk you through the details when we talk.
Do I need to send documents through the website?
No. The form is all we need to start. If we move forward together, our office walks you through the paperwork directly.
What happens after I send the form?
You'll get our One-Pager and Appetite Summary right away, plus a copy of what you sent. Our team reviews every inquiry, and we'll be in touch.
Does sending the form start an appointment?
It starts a conversation. Appointment decisions are made by people at 1859 after we've talked.
Already appointed?
Log in at Agent Login, or find your agency on our agent locator.