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1859 Mutual
Welcome to 1859 Mutual

Bridging Legacy and Tomorrow.

More than just insurance, 1859 Mutual symbolizes enduring trust and resilience spanning centuries. Prepare for a new era of stability.
Locate and Agent
Find Your Local Agent

Connecting You with Personalized Protection.

At 1859 Mutual, finding the right agent is just the beginning. Our agents are not only local experts but also trusted advisors dedicated to securing your future. Discover the personalized insurance solutions that fit your needs.
LOCATE AN AGENT
Submit a Claim
File a Claim with Confidence

Supporting You When It Matters Most.

When the unexpected happens, 1859 Mutual stands by your side. Our claims process is designed to provide swift and compassionate support, ensuring you can quickly regain your peace of mind. Trust us to help you navigate life’s uncertainties.
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Demotech Rating
Financial Stability

Rated "A, Exceptional" by Demotech

Rated "A, Exceptional" by Demotech 1859 Mutual is recognized for its unwavering financial strength. Even in challenging times, we’re prepared to support you. Trust us to safeguard your future.
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a legacy continues

1859 Mutual: A Legacy of Strength, A Future of Stability

Over a year ago, Woodville Mutual and Pike Mutual united to form 1859 Mutual, combining over a century of experience with a renewed commitment to excellence. Today, we continue to uphold the same trusted service while expanding our ability to protect what matters most to you.

What This Means for You:

  • Proven Stability: Backed by a strong financial foundation and unwavering commitment to policyholders.
  • Expanded Expertise: Strengthening our service offerings to better meet your needs.
  • Seamless Service: The same trusted coverage and support, now under a unified, stronger name.

1859 Mutual isn’t just a name—it’s a promise. We remain dedicated to providing reliable coverage and personalized service to our policyholders and agents across Ohio.

Your Trusted Partner in Insurance, Now and Tomorrow.

We look forward to continuing to serve you with the same dedication and excellence, now and into the future. Together, let's embark on this exciting journey.
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What we offer

Pioneering Protection
for Every Generation
Discover how our enduring commitment to excellence, community, and stability shapes every solution we offer.

Our Legacy

From our origins in 1859, we've evolved from Woodville Mutual into a leading property insurance provider, committed to protecting Ohio's homes and properties with innovative and comprehensive policies.

Our Services

Specializing in Homeowners insurance, we offer tailored solutions to meet the changing needs of our community, ensuring peace of mind and security for our policyholders.

Financial Strength & Stability

With over 160 years of experience, we've established a legacy of financial strength, ensuring the protection and prosperity of our policyholders for generations to come.

Community Focus

Rooted in Ohio, we are proud of our strong community ties and the personal relationships we build with each policyholder, reflecting our commitment to mutual trust and support.

Tailored Insurance for Home and Property

Discover the strength and reliability of 1859 Mutual's insurance products, designed with a deep understanding of your needs. From safeguarding your home to protecting your rental properties, our coverage combines tradition with innovation for your peace of mind.

Homeowners Insurance

Essential Coverage for Your Home
1859 Mutual offers comprehensive homeowners insurance to protect your investment. Our policies are flexible and value-driven, covering a broad spectrum of needs. Customize our extensive standard coverages to suit your specific requirements, combining affordability with peace of mind against unforeseen losses.

Landlord/Dwelling Insurance

Standalone Coverage for Rental Properties
1859 Mutual offers Landlord/Dwelling Insurance for non-owner occupied properties. This policy ensures your rental dwellings are protected, without requiring personal property insurance. Enjoy flexibility and protection with a standalone policy that sets us apart from other insurers.